FY 2025–26 | AY 2026–27

Old vs New Tax Regime
Which Saves You More?

Thousands of Indians are confused between Old and New Tax Regime. Fill in your details below and get your personalised tax comparison in 2 minutes — completely free.

✅ Accurate for FY 2025–26
✅ All deductions included
✅ Instant result
✅ Free expert advice
1
Income
Details
2
Deductions
(Old Regime)
3
Your
Result
4
Get Free
Advice
📋 Your Income Details
Enter your annual income and basic financial details for FY 2025–26
Enter your total annual CTC / gross income
🧾 Deductions Under Old Regime
Enter only the deductions you actually claim. These apply to the Old Regime only — New Regime has flat standard deduction.
Section 80C — Max ₹1,50,000
EPF / PF Contribution
Employee provident fund
PPF / ELSS / NSC / Tax-saver FD
Public Provident Fund, ELSS Mutual Funds, NSC, 5-yr FD
Life Insurance Premium
LIC / term / ULIP premiums paid
Children Tuition Fees
Max 2 children's school/college fees
Home Loan Principal Repayment
Principal component of home loan EMI
Total 80C ₹0
Other Deductions
Section 80D — Health Insurance
Self: ₹25K | Senior parent: ₹50K | Max: ₹75K
Section 80CCD(1B) — NPS
Additional NPS contribution — Max ₹50,000
Section 24(b) — Home Loan Interest
Interest on home loan — Max ₹2,00,000 (self-occupied)
Section 80G — Donations
Eligible donations to registered charities
Section 80E — Education Loan Interest
Interest on higher education loan (no limit)
Section 80TTA/TTB — Savings Interest
Savings a/c interest: ₹10K (general) / ₹50K (senior)
HRA Exemption (if applicable)
House Rent Allowance exempt from tax
LTA / Other Exemptions
Leave Travel Allowance, conveyance, etc.
🏆 OLD REGIME WINS
Old Regime saves you more!
₹0
Additional savings with recommended regime
Old Regime
With Deductions
₹0
Total Tax Payable
New Regime
Default (Simplified)
₹0
Total Tax Payable

📊 Detailed Tax Breakdown

Component Old Regime New Regime
💡 Smart Tax Saving Tips for You
🎯

You Could Save ₹0 More This Year!

Our expert Parthiban Shunmugavelayutham (NISM Certified, 14+ Years) will review your tax situation personally and show you legal ways to save even more — including ELSS, NPS, and smart insurance planning.

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Disclaimer: This tax calculator is for educational and illustrative purposes only. Tax calculations are based on standard slab rates for FY 2025–26. Actual tax liability may vary based on individual circumstances, surcharge, cess, and specific exemptions. Please consult a qualified tax professional before filing your return. WISE Financial Services (ARN: 279687) is a AMFI registered mutual fund distributor and not a tax advisor.
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